:root{font-family:Inter,system-ui,-apple-system,Segoe UI,sans-serif;color:#14213e;background:#fff;line-height:1.7;font-size:16px}*{box-sizing:border-box}body{margin:0}a{color:#2547c8;text-underline-offset:.2em}img{max-width:100%;height:auto}h1,h2,h3{line-height:1.12;letter-spacing:-.035em;text-wrap:balance;overflow-wrap:break-word}h1{font-size:clamp(2.25rem,5vw,4.5rem)}h2{font-size:clamp(1.5rem,3vw,2.5rem)}main{max-width:1200px;margin:auto;padding:48px 24px 64px}main>article{max-width:820px;margin:auto}article p{max-width:75ch}section{margin-block:32px}.lm-article-image{width:100%;aspect-ratio:3/2;object-fit:cover;border-radius:24px}.lm-summary{font-size:clamp(18px,2vw,22px);color:#465571}.lm-article-image+section{margin-top:40px}@media(max-width:620px){main{padding:24px 20px 40px}main>article h1,main>article h2,main>article h3{hyphens:auto;hyphenate-limit-chars:8 4 5}main>article h1{font-size:clamp(1.75rem,7.5vw,2.25rem)}.lm-article-image{border-radius:16px}}

.lm-nav{display:flex!important;align-items:center!important;justify-content:space-between!important;gap:24px!important;margin:0!important;padding:20px max(24px,calc((100vw - 1200px)/2))!important;background:#fff!important;border-bottom:1px solid #e5e8ef!important;font:600 16px/1.4 system-ui!important}
.lm-nav .lm-brand{display:flex!important;align-items:center!important;gap:12px!important;min-width:0!important;color:#101c3b!important;text-decoration:none!important;font-size:clamp(16px,1.6vw,22px)!important;letter-spacing:-.04em!important;overflow-wrap:anywhere!important}.lm-logo{width:42px!important;height:42px!important;object-fit:contain!important;flex-shrink:0!important}.lm-nav .lm-nav-link{display:inline-flex!important;align-items:center!important;justify-content:center!important;min-height:44px!important;padding:10px 18px!important;border-radius:999px!important;background:#eef1ff!important;color:#203faa!important;text-decoration:none!important;white-space:nowrap!important;font-size:14px!important}
.lm-button{display:inline-flex;align-items:center;gap:24px;min-height:48px;padding:14px 24px;border-radius:999px;background:var(--brand-primary,#234be8);color:white;text-decoration:none;font-weight:750}.lm-button:hover{filter:brightness(1.1)}a:focus-visible{outline:3px solid #e46234;outline-offset:5px}
.lm-latest{max-width:1200px!important;margin:40px auto 72px!important;padding:32px 24px!important;border-radius:28px;background:#edf0ff;color:#101c3b;font:16px/1.65 system-ui!important}.lm-latest-heading{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;margin-bottom:24px}.lm-latest h2{margin:0;font-size:clamp(26px,3vw,40px);letter-spacing:-.035em}.lm-latest-heading>a{font-weight:700;color:#203faa}.lm-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,280px),1fr));gap:24px}.lm-card{border:1px solid #e4e8f2;border-radius:20px;overflow:hidden;background:#fff;padding:24px;box-shadow:0 8px 24px #14235406;min-width:0}.lm-card img{display:block;width:100%;height:220px;object-fit:cover;border-radius:12px;margin-bottom:20px}.lm-card h2{font-size:24px;line-height:1.25}.lm-card h2 a{color:#101c3b;text-decoration:none}.lm-card h2 a:hover{text-decoration:underline}.lm-card p{margin-bottom:0}.lm-date{font-size:14px;color:#4b5b76}.lm-card .lm-date{margin:0 0 12px;color:#294db4;font-weight:650}
.lm-footer{padding:56px 24px;background:#101c3b;color:#e5eafe;font:14px/1.7 system-ui}.lm-footer a{color:#fff}.lm-footer>div{max-width:1152px;margin:auto}.lm-footer strong{font-size:22px;color:#fff}.lm-footer nav{display:flex;flex-wrap:wrap;gap:24px;margin-top:24px;padding-top:24px;border-top:1px solid #ffffff30}.lm-footer nav a{min-height:44px;display:inline-flex;align-items:center}.lm-source{overflow-wrap:anywhere;border-top:1px solid #dce3ee;padding-top:32px;margin-top:48px}
@media(max-width:620px){.lm-nav{gap:12px!important;padding:16px!important;flex-wrap:wrap!important}.lm-nav .lm-brand{flex:1 1 220px!important}.lm-nav .lm-nav-link{padding:8px 14px!important}.lm-logo{width:34px!important;height:34px!important}.lm-latest{border-radius:0;margin-bottom:0!important;padding:32px 20px!important}.lm-card{padding:20px}.lm-card img{height:190px}.lm-footer{padding:40px 20px}}


.lm-mobile-menu a.lm-nav-cta{background:#244be0;color:#fff;border-radius:8px;justify-content:space-between}.lm-mobile-menu a.lm-nav-cta:hover{filter:brightness(1.1)}
.lm-icon{display:inline-block;width:22px;height:22px;flex-shrink:0;vertical-align:middle}.lm-anchor{scroll-margin-top:32px}.lm-brand-words{display:flex;flex-direction:column;min-width:0;line-height:1.2}.lm-brand-words strong{font-size:20px;letter-spacing:0}.lm-brand-words small{font-size:11px;font-weight:450;letter-spacing:0;margin-top:4px;color:#536078}
.lm-nav-links{display:flex;align-items:center;gap:24px}.lm-nav-links>a,.lm-mobile-menu a{display:inline-flex;align-items:center;gap:10px;min-height:44px;color:#263753;text-decoration:none;font:600 14px/1.4 system-ui}.lm-nav-links>a:hover{text-decoration:underline}.lm-nav-links>a.lm-nav-cta{padding:12px 20px;background:#244be0;color:#fff;border-radius:8px}.lm-mobile-menu{display:none}.lm-nav[data-design='wayfinder'] .lm-nav-cta{background:#145344;border-radius:999px}.lm-nav[data-design='wayfinder']{background:#f5faf6!important;border-color:#d6e4da!important}.lm-nav[data-design='wayfinder'] .lm-brand{color:#153c31!important}.lm-nav[data-design='editorial']{background:#fffefa!important}
@media(max-width:1000px){.lm-nav{gap:12px!important;flex-wrap:nowrap!important;padding:16px 20px!important}.lm-nav .lm-brand{flex:1!important;font-size:16px!important;gap:10px!important}.lm-brand-words strong{font-size:17px}.lm-brand-words small{font-size:10px;overflow-wrap:anywhere}.lm-nav-links{display:none}.lm-mobile-menu{display:block;position:relative;flex-shrink:0}.lm-mobile-menu summary{list-style:none;display:flex;align-items:center;gap:8px;min-height:44px;padding:8px 12px;border:1px solid #ccd7d2;border-radius:8px;color:#172d25;font-size:14px;cursor:pointer}.lm-mobile-menu summary::-webkit-details-marker{display:none}.lm-mobile-menu>div{position:absolute;right:0;top:52px;z-index:10;width:245px;padding:12px;background:#fff;border:1px solid #d9e1dd;border-radius:12px;box-shadow:0 16px 40px #16362a20}.lm-mobile-menu a{display:flex;padding:10px 12px}.lm-mobile-menu a:not(.lm-nav-cta):hover{background:#edf3ef}.lm-logo{width:34px!important;height:34px!important}}


.lm-card .lm-ai-media{height:auto!important;margin-bottom:20px!important}.lm-card .lm-ai-media img{margin-bottom:0}
.lm-featured>div:only-child{grid-column:1/-1}
.lm-latest.lm-latest--inline{max-width:none!important;margin:0 0 48px!important;padding:28px!important}.lm-latest--inline .lm-latest-heading h2{font-size:28px}.lm-featured{display:grid;grid-template-columns:minmax(160px,240px) minmax(0,1fr);gap:28px;background:#fff;border:1px solid #dce3ee;border-radius:16px;overflow:hidden;padding:24px}.lm-featured>div{min-width:0}.lm-featured img{display:block;width:100%;height:240px;object-fit:cover;border-radius:10px}.lm-featured h3{font-size:clamp(22px,2.2vw,30px);line-height:1.25;margin:10px 0 14px}.lm-featured h3 a{color:#14213e;text-decoration:none}.lm-featured p{font-size:16px;line-height:1.7;margin:0 0 14px;color:#41506a}.lm-featured .lm-date{font-size:14px}.lm-read-link{display:inline-flex;align-items:center;min-height:44px;gap:12px;font-weight:700;color:#203faa;text-decoration:underline;text-underline-offset:4px}.lm-latest--inline .lm-grid{margin-top:24px}.lm-latest--inline .lm-ai-media{height:auto}.lm-latest--inline a:focus-visible{outline:3px solid #244be0;outline-offset:4px}
@media(max-width:620px){.lm-latest.lm-latest--inline{padding:22px 16px!important;border-radius:16px;margin-bottom:32px!important}.lm-featured{grid-template-columns:1fr;padding:18px;gap:20px}.lm-featured img{height:190px}.lm-latest--inline .lm-latest-heading{gap:8px}.lm-latest--inline .lm-latest-heading h2{font-size:26px}}

:root{--brand-primary:#10243a;--brand-accent:#007f78}.loix-page{--navy:#10243a;--teal:#007f78;--cool:#f0f5f7;--muted:#465a6b;color:var(--navy);background:#fff;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:16px;line-height:1.7}.loix-page *{box-sizing:border-box}.loix-page .loix-container{width:min(1200px,calc(100% - 48px));margin-inline:auto}.loix-page section[id]{scroll-margin-top:32px}.loix-page h1,.loix-page h2{margin:0;font-weight:750;line-height:1.16;letter-spacing:-.035em;text-wrap:balance;word-break:normal;overflow-wrap:normal;hyphens:manual}.loix-page h1{font-size:clamp(26px,7vw,52px);line-height:1.12}.loix-page h2{font-size:clamp(25px,3vw,39px)}.loix-page p{margin:20px 0 0;overflow-wrap:break-word}.loix-page section>p:first-of-type{margin-top:24px}.loix-page .loix-section{padding-block:88px}.loix-page .loix-hero{padding:64px 0 72px;background:linear-gradient(135deg,#fff 35%,#eaf5f4 100%)}.loix-page .loix-hero-composition{display:grid;gap:30px}.loix-page .loix-hero-composition>*{min-width:0}.loix-page .loix-hero-heading{max-width:1000px}.loix-page .loix-hero-media{border-radius:28px;overflow:hidden;background:#e4edee}.loix-page .lm-article-image{display:block;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover}.loix-page .loix-hero-intro{display:flex;flex-direction:column;gap:26px;justify-content:center;align-items:flex-start}.loix-page .loix-hero-summary p{margin:0;font-size:18px;line-height:1.7;color:#314a5e}.loix-page .lm-button{display:inline-flex;align-items:center;justify-content:center;gap:18px;min-height:52px;padding:14px 23px;border:2px solid var(--teal);border-radius:12px;background:var(--teal);color:#fff;font-weight:700;font-size:16px;line-height:1.4;text-decoration:none;transition:background-color 200ms,border-color 200ms,transform 200ms,box-shadow 200ms}.loix-page .lm-button:hover{background:#00635e;border-color:#00635e;transform:translateY(-2px);box-shadow:0 8px 20px #10243a1a}.loix-page a:focus-visible,.loix-page summary:focus-visible{outline:3px solid #007f78;outline-offset:5px}.loix-page .loix-surface-navy a:focus-visible{outline-color:#7ce0d5}.loix-page .lm-icon{width:22px;height:22px;flex-shrink:0}.loix-page .loix-section-intro{max-width:820px;margin-bottom:36px}.loix-page .loix-section-intro p{color:var(--muted)}.loix-page .loix-offer-grid,.loix-page .loix-guidance-grid,.loix-page .loix-company-layout,.loix-page .loix-faq-layout{display:grid;gap:24px}.loix-page .loix-offer-grid>*,.loix-page .loix-guidance-grid>*,.loix-page .loix-company-layout>*,.loix-page .loix-faq-layout>*{min-width:0}.loix-page .loix-offer-card{padding:34px;border-radius:24px;border:1px solid #ccdedd;transition:transform 200ms,box-shadow 200ms,border-color 200ms}.loix-page .loix-offer-card:hover,.loix-page .loix-offer-card:focus-within{transform:translateY(-4px);box-shadow:0 16px 32px #10243a0d;border-color:var(--teal)}.loix-page .loix-offer-card-primary{background:#e7f3f1;border-top:5px solid var(--teal)}.loix-page .loix-offer-card-secondary{background:#f5f7fa;border-top:5px solid var(--navy)}.loix-page .loix-offer-card h2,.loix-page .loix-guidance-panel h2,.loix-page .loix-company-facts h2{font-size:clamp(24px,2.3vw,30px)}.loix-page .loix-surface-navy{background:var(--navy);color:#fff}.loix-page .loix-surface-navy p{color:#dae5ee}.loix-page .loix-company-layout{align-items:center;gap:48px}.loix-page .loix-company-facts{background:#1b354e;border:1px solid #3e566a;border-radius:24px;padding:32px}.loix-page .loix-guidance-intro{max-width:850px;margin-bottom:40px}.loix-page .loix-guidance-panel{border:1px solid #d6e1e6;border-radius:24px;padding:32px}.loix-page .loix-surface-cool{background:var(--cool)}.loix-page .loix-checklist-layout section{max-width:950px}.loix-page .loix-faq-group{padding:30px 0;border-top:3px solid var(--teal)}.loix-page .loix-faq-group h2{font-size:clamp(24px,2.5vw,32px)}.loix-page .loix-contact{padding-top:0}.loix-page .loix-contact-panel{border-radius:28px;padding:48px;border-top:6px solid var(--teal)}.loix-page .loix-contact-panel section{max-width:900px}.loix-page .loix-enter{animation:loix-arrive 600ms ease-out both}.loix-page .loix-enter-second{animation-delay:90ms}.loix-page .loix-enter-third{animation-delay:170ms}@keyframes loix-arrive{from{opacity:.35;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}@media(min-width:768px){.loix-page .loix-container{width:min(1200px,calc(100% - 80px))}.loix-page .loix-hero{padding-block:80px}.loix-page h1{font-size:clamp(48px,5.3vw,76px)}.loix-page .loix-hero-composition{grid-template-columns:1.15fr 1fr;gap:40px}.loix-page .loix-hero-heading{grid-column:1/-1}.loix-page .loix-hero-media{grid-column:1;grid-row:2}.loix-page .loix-hero-intro{grid-column:2;grid-row:2}.loix-page .lm-article-image{height:100%;min-height:320px}.loix-page .loix-offer-grid,.loix-page .loix-guidance-grid,.loix-page .loix-faq-layout{grid-template-columns:repeat(2,minmax(0,1fr))}.loix-page .loix-company-layout{grid-template-columns:1.25fr 1fr}.loix-page .loix-contact-panel{padding:64px}}@media(min-width:1200px){.loix-page .loix-section{padding-block:104px}.loix-page .loix-contact{padding-top:0}.loix-page .loix-hero-composition{column-gap:64px}.loix-page .loix-offer-card{padding:44px}.loix-page .loix-hero-summary p{font-size:20px}}@media(max-width:479px){.loix-page .loix-section{padding-block:56px}.loix-page .loix-hero{padding-block:44px}.loix-page .loix-hero-media{border-radius:20px}.loix-page .loix-offer-card,.loix-page .loix-guidance-panel,.loix-page .loix-company-facts{padding:24px}.loix-page .loix-company-layout{gap:28px}.loix-page .loix-contact{padding-top:0}.loix-page .loix-contact-panel{padding:30px 24px}.loix-page .loix-hero-action,.loix-page .lm-button{width:100%}}@media(prefers-reduced-motion:reduce){.loix-page .loix-enter{animation:none}.loix-page .loix-offer-card,.loix-page .lm-button{transition:none}.loix-page .loix-offer-card:hover,.loix-page .loix-offer-card:focus-within,.loix-page .lm-button:hover{transform:none}}